Liz Weston: How to cultivate a happier retirement

Researchers have identified several factors besides money that contribute to a happier retirement, including good health, strong relationships and a sense of purpose.

But setbacks are inevitable, in life and in retirement. Not everyone enjoys good health — and no one enjoys it forever. Loved ones die or move away. The pursuits you thought would give your life meaning may not, or may not be possible: Think of all the activities and plans canceled because of the pandemic.

Yet many retirees continue to be happy despite difficulties, and research indicates that their psychological attitudes help determine how well they cope with change.

“Mindset is key, and it’s one of those things that’s within our control,” says executive and retirement coach Joe Casey, author of “Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.”