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Health Care Enrollment
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EXPLAINER: How to navigate Affordable Care Act enrollment

The vast majority of Americans will have multiple choices for health insurance coverage next year now that open enrollment has begun under the Affordable Care Act

By CORA LEWIS and AMANDA SEITZ
Published - Nov 01, 2022, 12:30 PM ET
Last Updated - Jun 23, 2023, 10:29 PM EDT

NEW YORK (AP) — The vast majority of Americans will find multiple options for health insurance coverage for 2023 on HealthCare.gov after open enrollment began Tuesday under the Affordable Care Act.

People searching for plans on the government marketplace should consider their budget, health, doctors and a variety of other factors before picking a plan.

Currently, more than 14.5 million people get their health insurance through the ACA, commonly known as “Obamacare.” The number swelled during the coronavirus pandemic after Congress passed generous subsidies to make coverage more affordable.

While most people have three or more options, about 8% of participants will choose from only two insurance carriers, a number that drops to one in rural counties across Alabama, Alaska, Arizona and Texas.

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