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Affordable Care Act provisions codified under Michigan law by Gov. Whitmer as a hedge against repeal

Federal law that prohibits insurers from denying healthcare based on preexisting conditions, or kicking dependents off their parent’s coverage until age 26 is now codified separately into Michigan law

By JOEY CAPPELLETTI
Published - Oct 20, 2023, 01:03 PM ET
Last Updated - Oct 20, 2023, 01:03 PM EDT

LANSING, Mich. (AP) — Federal law that prohibits insurers from denying healthcare based on preexisting conditions, or kicking dependents off their parent’s coverage until age 26, is now codified separately into Michigan law.

Democratic Gov. Gretchen Whitmer signed legislation Thursday that attempts to duplicate the Affordable Care Act, known as “Obamacare,” into state law. The second-term governor said earlier this year that the proactive move was necessary to ensure Michigan residents “aren’t at risk of losing coverage,” due to future Supreme Court rulings.

Under the package, insurers must provide no-cost essential services, including preventive, mental health and emergency services. They can't deny or limit coverage based on gender identity or sexual orientation, or cap coverage in a given year or across a person's lifetime.

While “Obamacare” already includes those regulations, it has faced numerous legal challenges in its 13-year history, including several that have made it to the U.S. Supreme Court.

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