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It's time to buy health insurance through the marketplace. Experts suggest doing your research first

The time to shop for health insurance on the Affordable Care Act’s coverage marketplaces is back

By TOM MURPHY
Published - Nov 01, 2023, 12:06 PM ET
Last Updated - Nov 01, 2023, 12:06 PM EDT

It’s time to pick health coverage for next year on the Affordable Care Act’s insurance marketplaces, and experts caution against focusing your choice on price alone.

In order to prevent thousands of dollars in financial surprises, buyers should know what a plan covers, how it works and what costs you may have to pay upfront for care.

An annual enrollment window starts Wednesday and runs into December for Americans looking to buy individual coverage that begins Jan. 1. You're eligible if you don't have coverage through work, Medicare or Medicaid.

The marketplaces saw record enrollment of more than 16 million for this year. Officials expect business to be brisk again for 2024 plans partially because people have been losing Medicaid coverage that they kept through the COVID-19 pandemic.

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