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FILE - The likeness of George Washington is seen on a U.S. one dollar bill, Monday, March 13, 2023, in Marple Township, Pa. While credit scores aren’t exactly the most romantic topic of discussion, they can be the keys to unlocking the future that you and your partner envision. Chatting about scores with a significant other is also a good way to learn about their money history and behaviors. (AP Photo/Matt Slocum, File)

Millennial Money: Should you care about your partner’s credit score?

While credit scores aren’t exactly the most romantic topic of discussion, they can be the keys to unlocking the future that you and your partner envision

By LAUREN SCHWAHN of NerdWallet
Published - Feb 13, 2024, 07:09 AM ET
Last Updated - Feb 13, 2024, 09:03 AM EST

Discussing credit scores with your partner isn’t anyone’s idea of pillow talk. But the conversation can provide important clues about your beloved’s history with money and what your financial future together could look like.

Why do credit scores matter, and are they enough to make or break a relationship? Here’s what couples should know about scores and what else they should discuss when it comes to their finances.

CREDIT SCORES CARRY WEIGHT

Credit scores can determine whether you and your significant other get approved for loans, what kind of interest rates you’ll get and how much you’ll have to put down for a utility deposit.

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